PayKord Engineering Roadmap
Every major milestone rolls out in 2 to 4-week structured intervals. Follow our journey from Sandbox testing to full production launch.
PayKord Core Backend Engine is 100% Built
The smart payment routing engine, multi-currency double-entry ledger, recurring subscription billing, and zero-loss webhooks are fully coded. Our team is currently perfecting the User Experience (UX), Merchant Dashboard, and Checkout Polish.
Core Backend Engine Complete & Founding Waitlist
The entire core PayKord infrastructure engine is fully built and unified. Wave 1 waitlist is live with business-tier segmentation.
- •100% Built: Smart 3DS2 Card Router, Core Double-Entry Ledger, Subscription Billing Engine, Digital KYC & KYB, and Webhook Dispatcher
- •Single unified master architecture connecting database partitions and caching clusters
- •Founding Member Pass system with Supabase queue tracking and unique referral codes
- •Currently in progress: Fine-tuning Merchant Dashboard, UI interactions, and checkout polish
Developer Sandbox & Testing Environment Launch
Opening the sandbox for waitlist members without real money so agencies, SaaS founders, and developers can test and explore how PayKord operates.
- •Public sandbox keys (`pk_test_...`) to explore the complete PayKord merchant portal
- •Simulate international card payments, 3DS2 frictionless flows, and multi-gateway fallbacks
- •Drop-in React checkout components and API documentation access
- •Mock webhook event dispatching to test developer backend servers
All Crypto Payment Methods Live (0.5% Flat Fee)
All crypto payment methods go 100% live and fully operational for all merchants at an industry-low 0.5% flat fee (only $5 on a $1,000 invoice vs $40–$60 on traditional card rails).
- •Instant global crypto checkout in USDC, USDT, and stablecoins across high-speed rails (Solana & Polygon)
- •Industry-disrupting 0.5% flat fee with zero hidden FX spreads, wire deductions, or chargeback risks
- •Direct multi-currency merchant balances: hold digital USD safely or convert seamlessly
- •Instant on-chain payment confirmation within seconds with automated ledger crediting
Secure Zero-Ban P2P Settlement Rail Launch
Launching PayKord's secure P2P settlement rail designed specifically to protect merchants and freelancers worldwide from bank account freezes.
- •100% verified settlement without fear of local bank account freezes, flags, or sudden holds
- •Automated cryptographic escrow preventing scamming, fraudulent reversals, and banking disputes
- •Direct payout bridging to local bank accounts and multi-currency wallets with zero risk
- •Full compliance transparency keeping merchant banking history clean and protected
SaaS Subscriptions & Global 1-Click Express Wallets
Activating Apple Pay, Google Pay, and automated recurring billing for SaaS founders and digital agencies globally.
- •Native Apple Pay & Google Pay checkouts on every PayKord payment link
- •Recurring subscription engine: monthly/annual plans and metered usage billing
- •Smart dunning retry sequences to automatically recover failed subscriber credit cards
- •Automated 5-minute digital KYC & KYB verification for individual freelancers (government ID) and registered companies (corporate registry)
Licensing Finalization, Instant Multi-Rail Settlement & Virtual USD Cards
Finalizing remaining acquiring partner licenses, activating real-time domestic bank clearing rails, and issuing Virtual Corporate USD Cards.
- •Instant local bank settlements: push client revenue straight to local banks in seconds (including instant domestic clearing, SEPA Instant, and Faster Payments)
- •Virtual Corporate USD Cards: allow cross-border startups to pay foreign software bills (AWS, OpenAI, Meta ads) without domestic card tax or limits
- •Progressive cohort onboarding rolling out access based on business profile and volume tier
- •0% platform fee waived on the first $10,000 processed for all Wave 1 Founding Pass holders
Be among the first to explore the Sandbox.
Sandbox keys roll out on November 5, 2026. Secure your spot on the priority waitlist.